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Cash-Based Physical Therapy. Out-of-Network Physical Therapy. Why don’t you take insurance?

Hey there, folks! Dr. Brittany here, ready to break it down and give you the lowdown on cash-based physical therapy. Brace yourself because we’re diving into a world where insurance companies don’t call the shots, and you’re the one who takes center stage.

This helps to answer the question: Why don’t you take insurance?

Forget about being just another number in the system. At Alpha Osteopractic, YOU are the priority, and your needs are prioritized, not those money-hungry insurance giants. Now, let’s dive in and so you can make the best choice for you care:

Quality Over Quantity:

When it comes to your well-being, compromise is off the table. Unlike insurance-driven clinics, at Alpha Osteopractic, we get to focus on you and deliver an unparalleled experience. Those insurance giants that take your premiums every month, they also dictate the reimbursement rates in the medical world. So, they get to decide how much money you have to pay every month just to have “coverage”, then they dictate how much you have to pay in a deductible, how much you have to pay in a co-pay or co-insurance, as well as how your provider gets paid. Along with those insurance giants being in charge of all of the rates, they also put down multiple regulations and rules about how to bill for Physical therapy and what is covered within physical therapy or not. Is your head spinning yet? All of the multiple, confusing layers of “insurance coverage” often leave you feeling clueless about the actual cost until months later, a surprise bills shows up in the mail with multiple lines of jargon and a large “DUE NOW” number at the bottom. Talk about shady business! Physical therapy reimbursement from insurance companies is abysmally low, forcing clinics to juggle multiple clients simultaneously just to keep the lights on. But guess what suffers the most? YOU, my friend. How would you feel sharing your precious appointment time with a bunch of strangers? Your provider’s attention gets divided, and you end up with less time and lackluster care. It’s simply not possible to provide that same quality of care when therapists must bounce around between patients and have assistants or techs do the majority of the visit. Many therapists treating in these clinics get overwhelmed and burned out, further degrading the quality of care you receive.

Here at Alpha Osteopractic, YOU are the focus. We can give you 100% of our focused attention. This allows you to get better, faster. Who wants to spend multiple hours every week commuting to and from 2-3 visits per week for many weeks or even months? Not YOU! Instead, come to Alpha Osteopractic, get to the root cause quickly and receive effective, efficient treatment so you can spend less time in rehab and more time enjoying life.

Performance-Based Whole-Person Treatment:

Insurance companies tend to meddle in your treatment, limiting your therapist to addressing just one specific body part. It’s like wearing blinders in a world full of possibilities. But hold on tight because at Alpha Osteopractic, we have broken free from those chains. Let’s take a holistic approach to your recovery and well-being. Got knee pain? We won’t stop there. We’ll dig deeper, exploring sleep, nutrition, stress management, and everything else that affects your overall health. We’re not just treating body parts; we’re treating the whole you. It’s a game-changer, my friend!

Getting Exactly What you need and Only What you need:

Insurance companies have a whole rat’s nest of rules, regulations and requirements when it comes to physical therapy treatment and billing. For an insurance-based physical therapist to bill for your treatment, they must code each minute of your session into “treatment codes”. They can only bill for certain things that took at least a certain # of minutes. So, potentially, you may really only need 4’ minutes of that specific treatment, but they are required to do at least 8’ or they won’t get paid for it. . . Hhhmmm. Insurance-based therapists can’t do too many different things, because some insurance companies limit the number of different codes allowed on any one visit, and some types of treatments are not covered at all. So, how do you know that the treatments you are receiving are truly designed to get you better and not to maximize the payment from your insurance?

At Alpha Osteopractic, you the most important factor. You can know with complete confidence that the treatments you received are 100% designed to get you better and optimize your wellness as quickly as possible.


Now, here’s a shocker! Going through insurance doesn’t always mean it’s the cheapest option. In fact, with our cash-based model, you can save big bucks in the long run. How, you ask? Well, since you’re getting top-notch, one-on-one care from our dedicated therapist, you’ll need fewer visits to achieve your goals. No more multiple weekly sessions for weeks on end. More time with your provider means better outcomes, fewer visits, and more value for your hard-earned cash. Plus, we’re all about transparency. Unlike those in-network clinics playing hide-and-seek with your bill, we’ll tell you upfront exactly what you’re paying for and what you’ll get in return. No surprises, my friend. We’ve got your back!

Just consider this: Have you ever been to a physical therapist before, and they want you to come to PT 2-3 times per week for 8 to 12 weeks? That is potentially 36 hours of your life, not to mention the commute time for you to get there. That adds up! If you have to take vacation time to go, that’s almost an ENTIRE WEEK of your vacation time! Here at Alpha Osteopractic, we respect your time. None of that nonsense of multiple visits per week for many weeks. You will have an honest conversation with your doctor of physical therapy after your comprehensive evaluation to decide on the best treatment plan for YOU. Many times, this will require 1 time per week for a few weeks. Depending on your condition and goals, we will devise a plan together to ensure optimal outcomes as quickly as possible. When you compare a co-pay or co-insurance over 36 visits to a flat rate over 4-6 visits, often times the actual monetary cost will be less as well as the significant value of your time.

Now, don’t get me wrong. We’re not here to badmouth in-network physical therapy clinics. We simply want you to make an informed decision that’s best for YOU. We want you to have all of the information needed to determine what is best for you. We are here to help and answer any questions you may have. Please feel free to reach out and ask!

So, are you ready to ELIMINATE PAIN and OPTIMIZE YOUR WELLNESS? Say goodbye to insurance drama and hello to a world where you come first. At Alpha Osteopractic, experience unparalleled service with top-notch care, undivided attention, and a real connection.

Dr. Brittany A. Forbes, PT, DPT, FAAOMPT
We help athletes and active adults eliminate pain, optimize wellness, and achieve new heights without medications, injections or surgery.
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